Puerto Rico Act 60: Tax Benefits for Crypto Investors and Remote Workers
When you hear Puerto Rico Act 60, a set of tax incentives created by Puerto Rico to attract entrepreneurs, investors, and remote workers. Also known as Act 20/60, it’s not just a loophole—it’s a legal pathway to pay 0% federal income tax and near-zero local taxes on passive income, including crypto gains. This isn’t theoretical. People are moving there, setting up businesses, and holding Bitcoin, Ethereum, and other tokens under this law—and paying almost nothing in taxes on their profits.
Act 60 isn’t about hiding money. It’s about relocating your tax residence. If you become a bona fide resident of Puerto Rico and meet the time and activity requirements, your capital gains from crypto trading, staking, or DeFi yields can be taxed at 0%. That’s different from U.S. states where you’d pay up to 37% federal plus state taxes. The law also gives 4% corporate tax rates for service businesses and 0% dividend tax. Many crypto founders use this to legally reduce their tax burden while still living in a U.S. territory with access to U.S. banking, infrastructure, and internet.
What makes this even more powerful is how it fits with modern work trends. You don’t need to be a crypto trader to benefit. Remote workers, freelancers, and digital nomads who earn income from outside Puerto Rico can qualify too. The key is proving you live there—spending at least 183 days a year on the island, establishing a home, and cutting ties with your old state. The IRS and Puerto Rico tax authorities are watching, but if you do it right, this is one of the most legitimate tax strategies available today.
What you’ll find below are real stories and deep dives into how people are using Act 60 to build crypto wealth without the tax drag. From traders who moved from New York to San Juan, to teams launching Web3 startups under the law’s incentives, these posts show what’s possible when you stop guessing and start planning. This isn’t about escaping taxes—it’s about working smarter where the rules actually reward you.
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